With the mission of analyzing proposals for credit operations and issuing unanimous opinions, the Credit Committees are subdivided according to pre-established approval limits.

The meetings of the General Credit and Central Credit Committees are held in person and weekly, and subsequently ratified at the next meeting of the General Committee. Exceptionally, as a matter of urgency, proposals can be assessed electronically. The Regional and Superior Credit Committees evaluate the credit proposals by electronic means to ensure a speedier process.