Corporate Profile
Banco Bmg’s greatest commitment throughout its almost 100-year history has always been to people and their needs. That’s why we work to keep our bank up-to-date, technological, agile and, above all, human.
Guided by this commitment, the Bank was a pioneer in offering payroll loans and helped to promote a revolution in the banking market, bringing banking services to the Brazilian population and democratizing credit with the most affordable interest rates in the country.
Serving millions of customers throughout Brazil, Bmg has a portfolio of financial solutions that covers a variety of audiences. We operate in the payroll loan market, with our main focus on payroll clients over the age of 50, as well as clients with digital accounts, insurance, salaried employees who want to anticipate their FGTS anniversary withdrawal, personal loans and even investors who want to invest their funds safely.
We believe that to be present in our clients’ lives, we must be ready to help whenever required, regardless of the channel or type of relationship: anytime, anywhere, any device. This is why we act in a complementary manner on physical and digital channels, combining the technology of the digital world with the human sensitivity of the physical world. Among the physical channels, we highlight our franchise network, “help! loja de crédito,” which specializes in financial services based on a one-stop shop concept. The help! is among the largest franchises in Brazil and has the seal of excellence by the ABF – Brazilian Franchising Association.
For all audiences, we seek to offer a complete bank, including checking account services, means of payment, credit products, insurance, investments and other benefits.
Additionally, we operate in the wholesale segment, offering corporate and middle market companies financing and structured financial services, focusing on products with low capital allocation, such as balance sheet protection, insurance, and investment banking services such as M&A advisory, DCM, and ECM.
Our client-centricity is what has allowed us to simplify and innovate the best financial solutions for our customers over the years, to navigate different market conditions, and to adapt and develop our products and channels in order to maintain a solid and profitable operating model. We are evolving into a better, stronger and more profitable Bank with the aim of growing and generating sustainable results that bring value to our shareholders, clients, employees and society in general.